Get a benefit of 1 lakh rupees by opening an account in PMJDY service
Get a benefit of 1 lakh rupees by opening an account in PMJDY service. One of the sole purposes of launching Pradhan Mantri Jan Dhan Yojana (PMJDY) was to provide banking services to all citizens of the country. This service has been started in 2014. According to sources, about 42.37 crore accounts have been launched since 2014. Any Indian citizen can avail this service. You will be able to avail all the benefits by reaching your nearest bank. Below is the detailed information to enjoy those benefits of opening an account-
We are now referring to the benefits of this service (PMJDY). In other words, the benefits of opening an account here are-
1. The account will have Accidental Death Insurance of Rs. 30,000 and Accidental Insurance up to Rs. 1,00,000. Which you will get for free. Some terms and conditions will may be applicable.
2. Premium is available through National Payment Corporation of India (NPCI).
3. Everyone from the middle class to the upper class, including people below the poverty line, can participate here. You can open this account by going to any branch of the bank i.e. any bank of your choice, which is a zero balance account but there is no problem.
4. If a person wants to start a mobile banking system, there are guidelines in the service of PMJDY. You will also get this facility completely free of cost.
5. Many other benefits of the banking sector will be available for free. It has been mentioned that the user will get the same amount of interest as he gets in his savings accounts.
6. All users covered by PMJDY will be connected to Accident Insurance. Which will be helpful for accident victims at one time.
7. Each user will be given a RUPEY card. Which can be used in various cases outside the bank. You will also get the benefit of overdraft up to Rs 10,000.
8. From government schemes to money from different fields, the facility of direct access to the account and the facility of exchanging all over India will be available through this service.
Contact the nearest bank to open an account through Pradhan Mantri Jan Dhan Yojana (PMJDY) service. Here is a list of all the documents you can use to open an account:
a) Voter Identification card,
b) Driving license,
c) Pan card,
d) Passport,
e) Adhaar card,
f) Passport size photo (self)
g) A valid mobile number
h) Valid Email Id
Not everything on the list is mandatory. So, go to your nearest bank and get a benefit of 1 lakh rupees by opening an account in PMJDY service.

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